Stay Safe When Shopping Online

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Internet changed almost every aspect of our lives, including how to shop. Online store never closes. There is no petrol costs, parking and travel time to visit it. You can get almost anything you want from virtually any place in the world. However, online transactions involving personal and financial information on the most sensitive instrument that can be misused by cyber criminals. Norton Cybercrime Report 2010 found that 82 percent of Indonesia does not have a credit card and a special email address online shopping. And 70 percent do not check their credit card bills regularly. In fact, the cyber criminals often steal money in small amounts so as not detected. Becomes very important to carefully monitor bank transactions and your credit card.

Action phishing and pharming are examples of the use of a fake website and email address by cyber criminals to trick people to give up account numbers and passwords. Once this information is obtained, they just do a few clicks to loot your account.

Big online risk is the use of a keylogger, which can be installed on a computer system without user's knowledge and used to capture everything you type. User name, password, account numbers and other information can be stored and received by cyber criminals. The important question we should ask before shopping online are: Are my passwords and credit card is safe when delivered into cyberspace? Can my security software detect and remove crimeware? How do I distinguish between emails and fake websites from the original?

Through some clues, we can answer these questions and make the shopping experience more convenient and secure.

1. Be careful with where you are shopping. Many are doing prevention with shopping only on sites that have been popular, thought that it was safe. However, the cyber criminals to exploit that security and target sites with high traffic shopping. Make sure you always use a tool that can scan for malware and alerting you when you visit the site at risk. For example, Norton Safe Web, a free online tool that gives warnings about unsafe sites directly in search results and automatically block them.

2. Check and review the seller. The online store also should have a physical address, customer service telephone service and return policy if goods are received damaged.

3. Do not be a victim of phishing and pharming. The fraudsters use phishing for you to submit personal information by sending an email asking you to enter credit card data or passwords. Real business will not ask for this information via email. Pharming, more difficult to detect. This is a fake site that trick users into menyerahan information. A good security solution is the best protection against phishing and pharming. Also, always type the address of shops in the browser and not just clicking the link in the email.

4. Shopping on site with SSL security. Some sites have the label 'certified secure' and display the certificate on the front page or when checkpit. This site uses Secure Sockets Layer security (SSL). If you are shopping do not use SSL, so you should shop elsewhere.

5. Credit, not debit. One of the fears that many are talking about credit card fraud. Ironically, paying with a credit card is the safest way to shop on the web. Encryption and validation technology has been widely used to secure online transactions. Plus, credit cards usually have a protection against fraud, lost shipments, damaged goods and other problems. On the other hand, a debit card is a direct connection to your account.

Finally, just as you protect your files and money at home, you should also keep your digital transaction tool. A comprehensive security solution, valid and up-to-date not only eliminates any doubt on online transactions, but also make online shopping more secure.

Title Post: Stay Safe When Shopping Online
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Author: Dede Purnama

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